When cash gets tight, your business can’t wait weeks for the bank. CapEx Resources helps small businesses access fast working capital — so you can keep operations running smoothly and focus on growth.
Tell us about your business, monthly revenue, time in business, and what you need working capital for — payroll, inventory, vendor payments, repairs, or cash-flow gaps.
We review your information and present your working capital options quickly. You’ll know your funding amount, terms, and next steps without long paperwork or delays.
Access cash when you need it and use it for daily operations. Repay through simple revenue-based or fixed payment schedules designed to match your cash-flow cycle.
Working capital financing can be used for almost anything your business needs to stay operational or take advantage of opportunities.
Use it for:
Covering payroll during slow months
Purchasing inventory or supplies
Paying vendors on time
Repairing equipment or replacing essentials
Handling emergency expenses
Expanding operations or opening new locations
Running marketing or growth campaigns
Managing cash flow gaps from late-paying customers
Seasonal downturns or off-season cash shortages
Most small businesses qualify for $5,000 to $500,000+, depending on:
Monthly revenue
Time in business
Cash-flow consistency
Business bank statements
CapEx specializes in helping small businesses get the capital they need quickly — even if banks say no.
Most businesses qualify if they meet these basic requirements:
At least 1 year in business
$15,000+ in monthly revenue
A business bank account
No open bankruptcies
If you meet these, you’re likely eligible for working capital.
Working capital can be funded through several financing tools. Here’s how they stack up.
| Financing Option | Speed | Requirements | Best For |
|---|---|---|---|
Working Capital | Fast | Revenue-based | Cash flow gaps, payroll, suppliers |
Line of Credit | Very fast | Better credit | Ongoing or repeat working capital needs |
Business Loans | Medium | Moderate credit | Larger one-time expenses |
SBA Loans | Slow | Strong credit | Expansion, long-term investments |
Equipment Financing | Medium | Equipment purchase | Buying or upgrading equipment |
No hard credit check. Approvals in as little as 24 hours.
Working capital can be used for daily operating expenses such as payroll, inventory, vendor payments, repairs, seasonal slowdowns, or cash-flow gaps from late-paying customers.
Most small businesses receive approval the same day and funding in as little as 24 hours, depending on revenue and bank statements.
No. Checking what you qualify for does not impact your credit score. We use a soft credit inquiry to review your eligibility.
Not necessarily. CapEx works with businesses across a range of credit profiles. Approval is based primarily on revenue, cash flow, and business performance—not just credit score.
Repayments are structured to match your cash flow, either through fixed payments or flexible revenue-based schedules.
No. Working capital financing through CapEx typically does not require collateral.
