Fast Business Loans for Small Businesses

Banks take weeks. CapEx Resources helps small businesses access fast business loans in days, so you can stay focused on running your company, not waiting for approval.

Equipment financing starting at 4.2% fixed

Working capital & lines of credit from 1%/mo

Tax season is here. Cover your business tax bill without disrupting cash flow. Learn More.

Excellent

4.8 out of 5

Trustpilot

What We Offer

Pick the path that fits how you operate—then apply in minutes.

Business Loans

Term loans from $10K to $1M+ for expansion, hiring, inventory, acquisitions, or large one-time investments.

Equipment Financing

Finance heavy equipment, vehicles, machinery, or technology while preserving working capital. Match payments to the useful life of the asset and keep cash flow strong.

Business Line of Credit

On-demand working capital for payroll, inventory gaps, seasonal swings, or unexpected expenses. Draw only what you need, when you need it.

SBA Loans

Longer terms and competitive rates for acquisitions, partner buyouts, real estate, or major expansion projects. Ideal for strong businesses ready for structured growth capital.

Our process

Apply Online

Tell us about your business in a few minutes.

Choose Terms

Select amount, rate, and repayment frequency.

Get Funded

E-sign and receive funds— within 24 hours.

Grow & Renew

Build history; unlock more capital at better terms.

CapEx Resources

5.0

Based on 54 reviews

review us on

Kenny Dixon

02:41 18 Feb 26

Capex Resources was one of the most professional and efficient organizations I have ever worked with for equipment financing. I would highly recommend Capex. We worked with Jake Ford, Sr. Business Advisor, and he was quick to answer all my questions, walk me through the process, and get our financing in order in no time.

Lindsay Maguire

23:47 29 Jan 26

Had a great experience working with CapEx Resources. Ryan was knowledgeable, responsive, and straightforward, which made the process easy and efficient. Really appreciated the clear communication and follow through. Highly recommend!

Attitude Fashion

21:51 15 Jan 26

I am very satisfied with doing business with them because they are fast and professional. Diego Nico is the man, he was my contact, I recommend him 100%.

Gerold Shelton

21:37 15 Jan 26

Jake was great to work with, it did require a bit of work on my end but ai was working on a line of credit vs just a regular loan.

Juan Mercado

20:54 15 Jan 26

Karla Linhares

19:45 05 Jan 26

Adam was extremely helpful and available to answer any questions we had thru the entire process. Very quick to respond to our message in the rare case that we did not reach him directly. I'm glad we made the jump from PEAC to his team at CapEx.

James T

15:56 26 Nov 25

Find Ryan, speak to Ryan, he's the man. He will relentlessly search for your funding needs. New business he's got you. In my case, in business a decade I just never financed anything. Very difficult to get what you need on decent terms. Ryan made it happen. I have a list 50+ text between the 2 of us and several phone calls. He will get you the capitol you need. More so after funding, he's still there, making sure it's proceeded correctly. My new go to when I need funding.

Stephen Henriques

21:04 12 Nov 25

Wonderful group of people. I really did my research to find a hometown feel type of customer service experience and ...... I found it.
When it comes to my personal information and my finances I am really guarded and make sure I know what I am signing up for.
CapEx (Ryan) has been amazing to work and speak with as I figured out what I could do and was able to do to help fund my company.

Jonathan Marr

14:53 06 Oct 25

I have purchased multiple assets in the last few years and I have been using Capex. Jake is great to deal with and he is always responsive and I have never had any problems with financing through them. They offer very competitive rates and I plan to use them again in the future.

4.25%

Low rates on secured financing

2 hours

Average approval time

84 Months

Average term, no minimum credit score

20 Years

Average term for SBA Loans

86%

of customers work with us more than once.

77%

of customers have worked with us 3 or more times

Calculate Your Payment

Loan Amount

$100,000

$10K $1M

Term Length

12 months

6 months 48 months

Credit Tier

Estimated Monthly Payment

$0 /mo

Estimated Weekly Payment: $0/week

Loan Amount

$100,000

Term

12 months

Approximate Weeks

52 weeks

* This is an estimate only. Final rates and terms subject to credit approval.

CapEx Resources lending partners have been featured in:

FAQ for Business Financing

Understanding how business loans and cash flow management work can make all the difference for small business owners. According to the U.S. Small Business Administration (SBA), maintaining reliable access to working capital is essential for managing day-to-day expenses and seizing new growth opportunities.

At CapEx Resources, we simplify that process—helping business owners access flexible financing solutions, from business lines of credit to equipment loans and short-term working capital, all designed to keep operations running smoothly.

How fast can I get approved?

Most CapEx Resources applicants receive approval within 24 hours once all required information is submitted.

Does applying affect my credit score?

No. Checking what you qualify for does not impact your credit score. We use a soft credit inquiry to review your eligibility.

What types of businesses qualify?

We work with established U.S. businesses across most industries, including contractors, retailers, and service providers.

What documents do I need?

Typically, the last three months of business bank statements and basic company information.

How much can I get approved for?

Depending on revenue, credit, and time in business, approvals generally range from $10,000 to $300,000.