Concrete Contractor Financing
Fast Working Capital for Materials, Payroll & Equipment

Get same-day approvals and flexible financing built for concrete contractors and flatwork companies. Cover materials upfront, manage labor costs, fund equipment needs, and keep projects moving — without waiting 30–60 days for payments.

How to Apply

Our business loan application takes only a few minutes and requires minimal paperwork. Here’s how to get started with CapEx Resources.

Apply (5–10 minutes)

Tell us about your business, upcoming projects, and what you need funds for—materials, payroll, or bridge financing.

Get Approved (Same Day)

We review your revenue and contracts to match you with the right solution—working capital, equipment financing, or a line of credit.

Fund (As Soon As 24 Hours)

Receive funds in as little as 24 hours and keep your crews, materials, and milestones on schedule.

Calculate Your Line of Credit Payment

Line of Credit
Draw amount
$250,000.00
10K 250K
Payoff period
12 months
1 12
Details
Credit limit
$250,000.00
Term
12 months
Sample Draw
$250,000.00
Fee (2.49%)
$6,225.00
Disbursed amount
$243,775.00
Daily finance charges
0.0722%
Weekly payment
$0.00
Cost of capital
Finance charges paid
$0.00
Payback
$0.00
Monthly finance cost*
0.00%
Annual finance cost*
0.00%
* The cost of finance is calculated based on the finance charges paid over the life of the loan, assuming an organic repayment.
PAYMENT SCHEDULE
Date Amount Principal payment Interest payment Balance Total interest cost
The information provided on this page is an estimate only. Calculations assume that all payments are made when scheduled and there are no additional payments toward principal. Actual payment amount and dates may vary.

Financing Solutions Built for Concrete Contractors

Project-based billing, retainage, and 30–60 day pay terms can squeeze your cash flow. CapEx Resources provides flexible financing for Concrete Contractors so you can buy materials upfront, keep crews on payroll, and stay on schedule without waiting for checks to clear.

Bridge 30–60 Day Receivables

Cover slow-paying commercial or municipal jobs without pausing projects.

Buy Materials & Gear Upfront

Purchase concrete, rebar, forms, mixers, vibrators, saws, grinders, and drills without waiting on payments.

Make Payroll Every Week

Stay current on payroll and subs during long projects.

Bid on Bigger Jobs

Compete for larger municipal and commercial contracts with reliable cash flow.

Handle Emergencies

Replace failed equipment fast so crews stay productive.

Funding Options for Concrete Contractors

Short-term financing to bridge receivables, retainage, and cash-flow gaps. Get same-day approvals and flexible daily or weekly ACH options.

Cement trucks, mixers, finishing tools, compactors, screed machines, portable mixers, and concrete pumps. Flexible terms and fast approvals keep your projects moving.

Draw only what you need for materials and payroll, repay as jobs pay out, and reuse the line — no need to reapply. Ideal for ongoing projects.

Who Qualifies & What You’ll Need

We work with licensed concrete contractors nationwide.
Approvals are based on cash flow and recent revenue — not just your credit score.

Types of Equipment We’ve Helped Finance

While CapEx Resources is not affiliated with or endorsed by any specific manufacturer, these are examples of the trusted equipment brands we’ve helped contractors finance over the years.

SCHWING

Boom Pumps, Stationary Pumps, PLacing Booms, Loop belts, Used Equipment, Spare Parts

LIEBHERR

Mobile concrete mixers, concrete batching plants, truck-mounted concrete mixers

Allen Engineering

Ride-on power trowels, screed machines, walk-behind trowels

Alliance Concrete Pumps

Truck-mounted boom pumps, line pumps, trailer pumps

DY Concrete Pumps Inc

Truck-mounted boom pumps, line pumps, high-rise concrete pumps

Mack Trucks

Granite cement trucks, mixer trucks, dump trucks

Calculate Your Equipment Payment

Equipment Cost
$100,000
$10K $1M
Term Length
60 months
12 months 84 months
Credit Tier
Down Payment
0%
0% 50%
Estimated Monthly Payment
$0 /mo
Equipment Cost
$100,000
Down Payment
$0
Amount Financed
$100,000
Term
60 months
Section 179 Tax Benefit (Estimated)
Select Your Estimated Tax Bracket:
Potential Deduction (37%): $0
Effective Cost After Tax: $0
Effective Monthly Cost After Section 179: $0
* Consult your tax advisor to confirm eligibility and exact tax benefits.
* This is an estimate only. Final rates and terms subject to credit approval.

CapEx Resources LLC — U.S. Commercial Financing Firm

We help established small and medium-sized businesses across all 50 states access working capital, equipment financing, lines of credit, and SBA options through reputable, licensed U.S. lenders. As a direct commercial financing firm, we provide transparent financing support from application to funding — no personal loans, no affiliates, no marketplace middlemen.

A proud member of

Concrete Contractor Financing FAQ

Have questions about financing your concrete contracting business? Here are clear answers about approval times, credit checks, and flexible funding options designed for contractors.

According to the U.S. Small Business Administration, maintaining healthy cash flow is essential for businesses that rely on short-term financing to cover materials, payroll, and new projects. 

At CapEx Resources, we make that process simple—helping electricians access the capital they need to keep projects moving.

What types of concrete companies do you fund?

CapEx Resources funds concrete contracting firms of all type: Concrete Suppliers, Pre-Cast Concrete, Structural Concrete, Flatwork, Demolition, Foundations

Approvals are often same-day, with funding available in as little as 24 hours depending on your documents and business profile.

Funds can be used for payroll, concrete materials, rebar, forms, tools, equipment, mobilization, or bridge financing during long payment cycles and retainage periods.

Yes. We finance both new and used concrete equipment, including mixers, pumps, compactors, screed machines, and other job-site tools.

Our prequalification process doesn’t affect your credit score. If a credit check is needed, we’ll always notify you first.

A line of credit lets you draw only what you need and reuse it as you repay, while a working capital loan is a single lump sum with fixed payments.

Yes. CapEx Resources works with concrete contractors on government and municipal projects where payments often take 30–60 days to arrive

Yes. CapEx Resources funds concrete contractors and flatwork companies nationwide. Include your location when you apply so the team can confirm eligibility.