Business Loans
Designed for Growth

CapEx Resources offers business loans for small businesses that need fast, flexible funding to manage expenses, expand operations, or take on new opportunities.

How to Apply

Our business loan application takes only a few minutes and requires minimal paperwork. Here’s how to get started with CapEx Resources.

Apply (5–10 minutes)

Submit a quick application with your business details and funding amount. There’s no obligation and no hard credit pull.

Get Approved (Same Day)

Our team reviews your information and matches the best loan program for your needs—often within 24 hours.

Receive Funding

Once approved, funds are deposited directly into your business account so you can focus on growth, not paperwork.

CapEx Resources place picture
5.0
Based on 72 reviews
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Richard Showmaker profile picture
Richard Showmaker
17:37 07 Apr 26
Scott Dube handle our account with CapEx, knowing he would be there every step of the way, made the experience easy!
Matt Gibson profile picture
Matt Gibson
00:49 04 Apr 26
Scott was very responsive and handled everything with ease! Highly recommend! This is my Second time with Scott on getting financing and we will continue to use his services at capEx in the future
Karen Dole profile picture
Karen Dole
15:38 03 Apr 26
The team at CapEx Resources was fast efficient and helpful! Would recommend Adam and Jake!!
Sep Jahed profile picture
Sep Jahed
21:40 31 Mar 26
Great experience working with this team. They reviewed the overall process and quickly provided an offer with extremely fair terms. Funding was seamless. Highly recommended.
Elizeu Miranda profile picture
Elizeu Miranda
14:55 31 Mar 26
Highly qualified professionals for working in the financial market. Approved and recommended.
Kenny Dixon profile picture
Kenny Dixon
02:41 18 Feb 26
Capex Resources was one of the most professional and efficient organizations I have ever worked with for equipment financing. I would highly recommend Capex. We worked with Jake Ford, Sr. Business Advisor, and he was quick to answer all my questions, walk me through the process, and get our financing in order in no time.
Lindsay Maguire profile picture
Lindsay Maguire
23:47 29 Jan 26
Had a great experience working with CapEx Resources. Ryan was knowledgeable, responsive, and straightforward, which made the process easy and efficient. Really appreciated the clear communication and follow through. Highly recommend!
Keith Murphy profile picture
Keith Murphy
20:22 23 Jan 26
I had the pleasure of dealing With Ryan, he was extremely helpful and patient. We were able to get financing in place for two new machines. I would have no problem working with Ryan again in the future.
Ryan Matson did a fantastic job for us! He was always on top of everything and made our financing of our new equipment very easy and done fast. I highly recomend usiing CapEx Resources yoiu will be very pleased.
Attitude Fashion profile picture
Attitude Fashion
21:51 15 Jan 26
I am very satisfied with doing business with them because they are fast and professional. Diego Nico is the man, he was my contact, I recommend him 100%.
Gerold Shelton profile picture
Gerold Shelton
21:37 15 Jan 26
Jake was great to work with, it did require a bit of work on my end but ai was working on a line of credit vs just a regular loan.
Juan Mercado profile picture
Juan Mercado
20:54 15 Jan 26
Karla Linhares profile picture
Karla Linhares
19:45 05 Jan 26
Adam was extremely helpful and available to answer any questions we had thru the entire process. Very quick to respond to our message in the rare case that we did not reach him directly. I'm glad we made the jump from PEAC to his team at CapEx.
James T profile picture
James T
15:56 26 Nov 25
Find Ryan, speak to Ryan, he's the man. He will relentlessly search for your funding needs. New business he's got you. In my case, in business a decade I just never financed anything. Very difficult to get what you need on decent terms. Ryan made it happen. I have a list 50+ text between the 2 of us and several phone calls. He will get you the capitol you need. More so after funding, he's still there, making sure it's proceeded correctly. My new go to when I need funding.
Stephen Henriques profile picture
Stephen Henriques
21:04 12 Nov 25
Wonderful group of people. I really did my research to find a hometown feel type of customer service experience and ...... I found it.
When it comes to my personal information and my finances I am really guarded and make sure I know what I am signing up for.
CapEx (Ryan) has been amazing to work and speak with as I figured out what I could do and was able to do to help fund my company.
Jonathan Marr profile picture
Jonathan Marr
14:53 06 Oct 25
I have purchased multiple assets in the last few years and I have been using Capex. Jake is great to deal with and he is always responsive and I have never had any problems with financing through them. They offer very competitive rates and I plan to use them again in the future.

Business Loans vs. Lines of Credit - What’s the Difference?

Both business loans and lines of credit provide access to capital, but they work differently depending on your funding goals. Understanding these differences helps you choose the most efficient option for your business.

Business Loan

Structure: You borrow a fixed amount of money upfront and repay it over a set term with fixed installments.

Best for: One-time expenses like equipment, renovations, or business expansion.

Benefits: Predictable payments, clear payoff schedule, and easy budgeting.

Line of Credit

Structure: A revolving credit limit you can draw from anytime, paying interest only on what you use.

Best for: Ongoing expenses, seasonal needs, or working capital gaps.

Benefits: Flexible access to funds and the ability to reuse your limit as you repay.

Compare our Business Line of Credit options to find the right fit for your cash flow needs.

For more guidance on choosing the right type of funding, see the U.S. Small Business Administration’s guide to small business loans.

Who Uses Business Loans?

From contractors and retailers to professional services, CapEx Resources provides funding solutions that help small businesses grow, manage cash flow, and seize new opportunities.

Construction & Contracting

Cover payroll, purchase materials, or fund new projects before client payments arrive.

Retail & E-Commerce

Stock inventory, refresh store design, or bridge cash-flow gaps during slow seasons.

Healthcare & Wellness

Invest in equipment, marketing, or new office space to expand your practice.

Transportation & Logistics

Manage fuel costs, fleet maintenance, or unexpected repairs without halting operations.

Professional Services

Finance marketing campaigns, software upgrades, or hiring to meet client demand.

Food & Hospitality

Renovate facilities, purchase supplies, or handle seasonal fluctuations in revenue.

Flexible Terms to Fit Your Budget

Every business has different cash-flow needs. CapEx offers a variety of business-loan programs with terms that balance flexibility, affordability, and speed of approval.

Typical Ranges

  • Loan Amounts: $25,000 – $250,000+
  • Terms: up to 2 Years
  • Rates: Starting around 4.2% fixed
  • Early payoff options available

Actual terms depend on credit profile, business performance, and loan program. Approvals subject to underwriting.

Predictable Payments, Real Support

Fixed payment structures make it easy to budget and plan ahead while keeping cash available for growth. Our team guides you through each step to find a program that fits your business goals and timeline.

Build Credit While You Grow

Responsible repayment of your CapEx business loan can strengthen your business credit profile—making it easier to qualify for larger funding and better terms in the future.

Investing in your growth today can open doors to even greater opportunities tomorrow.

Calculate Your Payment

Loan Amount
$100,000
$10K $1M
Term Length
12 months
6 months 48 months
Credit Tier
Estimated Monthly Payment
$0 /mo
Estimated Weekly Payment: $0/week
Loan Amount
$100,000
Term
12 months
Approximate Weeks
52 weeks
* This is an estimate only. Final rates and terms subject to credit approval.

Calculate Your Equipment Payment

Equipment Cost
$100,000
$10K $1M
Term Length
60 months
12 months 84 months
Credit Tier
Down Payment
0%
0% 50%
Estimated Monthly Payment
$0 /mo
Equipment Cost
$100,000
Down Payment
$0
Amount Financed
$100,000
Term
60 months
Section 179 Tax Benefit (Estimated)
Select Your Estimated Tax Bracket:
Potential Deduction (37%): $0
Effective Cost After Tax: $0
Effective Monthly Cost After Section 179: $0
* Consult your tax advisor to confirm eligibility and exact tax benefits.
* This is an estimate only. Final rates and terms subject to credit approval.