Get same-day approvals and flexible construction financing for contractors. Cover materials upfront, manage payroll, fund equipment, and keep projects moving — without waiting 30–60 days for payments or retainage.
Our business loan application takes only a few minutes and requires minimal paperwork. Here’s how to get started with CapEx Resources.
Tell us about your business, upcoming projects, and what you need funds for—materials, payroll, or bridge financing.
We review your revenue and contracts to match you with the right solution—working capital, equipment financing, or a line of credit.
Receive funds in as little as 24 hours and keep your crews, materials, and milestones on schedule.
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We help established small and medium-sized businesses across all 50 states access working capital, equipment financing, lines of credit, and SBA options through reputable, licensed U.S. lenders. As a direct commercial financing firm, we provide transparent financing support from application to funding — no personal loans, no affiliates, no marketplace middlemen.
Construction projects demand cash upfront while payments often arrive weeks later. CapEx Resources helps construction contractors stay liquid, competitive, and ready to take on larger jobs with fast, flexible funding.
Cover delayed payments, retainage, and progress billing without slowing operations.
Purchase lumber, concrete, steel, fixtures, and supplies before reimbursement.
Keep crews paid during long project timelines and payment gaps.
Take on bigger commercial or multi-phase jobs with confidence.
Cover change orders, equipment repairs, or site issues quickly.
Short-term financing to bridge cash flow gaps, cover payroll, and fund ongoing projects with fast approvals.
Finance construction equipment such as excavators, loaders, skid steers, trucks, trailers, and job-site machinery with flexible terms.
Draw capital as needed for materials, labor, or overruns and reuse the line as projects close.
We work with construction contractors nationwide.
Approvals are based on cash flow and recent revenue — not just your credit score.
General Contractors
Residential and commercial construction projects.
Commercial Construction Firms
Office, retail, industrial, and mixed-use developments.
Subcontractors
Trade-specific contractors supporting larger builds.
Remodeling & Renovation Companies
Tenant improvements, rehabs, and upgrades.
Infrastructure & Civil Projects
Public works, utilities, and municipal construction.
Project-Based Construction Firms
Multi-phase and long-duration projects.
Have questions about financing your construction business? Here are clear answers about approval times, credit checks, and flexible funding options designed for contractors.
According to the U.S. Small Business Administration, maintaining healthy cash flow is essential for businesses that rely on short-term financing to cover materials, payroll, and new projects.
At CapEx Resources, we make that process simple—helping contractors access the capital they need to keep projects moving.
Approvals are often same-day, with funding available in as little as 24 hours depending on your documents and business profile.
Yes. We finance both new and used construction equipment and vehicles.
Our prequalification process doesn’t affect your credit score. If a credit check is needed, we’ll always notify you first.
Yes. We fund construction business in all 50 states.
Yes. We work with construction contractors handling public-sector projects with extended payment cycles.
