Get same-day approvals and flexible financing built for electricians and EC firms. Bridge receivables, buy materials upfront, and keep crews on payroll — without waiting 30–60 days for payments.
Our business loan application takes only a few minutes and requires minimal paperwork. Here’s how to get started with CapEx Resources.
Tell us about your business, upcoming projects, and what you need funds for—materials, payroll, or bridge financing.
We review your revenue and contracts to match you with the right solution—working capital, equipment financing, or a line of credit.
Receive funds in as little as 24 hours and keep your crews, materials, and milestones on schedule.
Project-based billing, retainage, and 30–60 day pay terms can squeeze your cash flow. CapEx Resources provides flexible financing for electricians and EC firms so you can buy materials upfront, keep crews on payroll, and stay on schedule without waiting for checks to clear.
Cover slow-paying commercial or municipal jobs without pausing projects.
Stock wire, panels, PPE, tools, and lifts before reimbursement.
Stay current on payroll and subs during long projects.
Compete for larger municipal and commercial contracts with reliable cash flow.
Replace failed equipment fast so crews stay productive.
Short-term financing to bridge receivables, retainage, and cash-flow gaps. Get same-day approvals and flexible daily or weekly ACH options.
Finance new or used lifts, bucket trucks, tools, and materials. Competitive terms up to 84 months and fast approvals help you stay productive.
Draw only what you need for materials and payroll, repay as jobs pay out, and reuse the line — no need to reapply. Ideal for ongoing projects.
We work with licensed electricians and electrical contractors nationwide.
Approvals are based on cash flow and recent revenue — not just your credit score.
While CapEx Resources is not affiliated with or endorsed by any specific manufacturer, these are examples of the trusted equipment brands we’ve helped contractors finance over the years.
Bucket trucks, digger derricks & utility vehicles
Aerial lifts, bucket trucks & boom platforms
Utility trucks, aerial devices & material handlers
Scissor lifts, telehandlers & access equipment
Cranes, truck-mounted lifts & material handling
Telescopic & articulating bucket trucks
Have questions about financing your electrical contracting business? Here are clear answers about approval times, credit checks, and flexible funding options designed for contractors.
According to the U.S. Small Business Administration, maintaining healthy cash flow is essential for businesses that rely on short-term financing to cover materials, payroll, and new projects.
At CapEx Resources, we make that process simple—helping electricians access the capital they need to keep projects moving.
CapEx Resources funds licensed electricians and electrical contracting firms of all sizes—from small local shops to multi-crew operations handling residential, commercial, and public sector projects.
Approvals are often same-day, with funding available in as little as 24 hours depending on your documents and business profile.
Funds can be used for payroll, materials, tools, equipment, mobilization, or bridge financing for government contracts and retainage periods.
Yes, we finance both new and used electrical equipment, including lifts, trucks, and specialized tools.
Our prequalification process doesn’t affect your credit score. If a credit check is needed, we’ll always notify you first.
A line of credit lets you draw only what you need and reuse it as you repay, while a working capital loan is a single lump sum with fixed payments.
Yes. CapEx Resources specializes in helping electrical contractors working on government or municipal projects where payments often come in 30–60 days after work begins.
CapEx Resources works with electricians and electrical contracting firms nationwide. Include your location when you apply, and the team will confirm eligibility.
How we helped: $85,000 in working capital to launch a commercial lighting division, covering upfront equipment and staffing costs. Flexible repayment aligned with project cash flow so work could start immediately.
How we helped: $120,000 bridge financing to mobilize on a newly awarded city maintenance contract. Funds covered materials, insurance, and payroll before the first client payment.
How we helped: $95,000 equipment financing to purchase a bucket truck and tools, helping the contractor take on larger outdoor lighting projects without delaying operations.
How we helped: $40,000 business line of credit to hire a marketing agency and launch lead-generation ads, driving steady new residential and commercial jobs.
How we helped: $100,000 working capital loan to smooth out income fluctuations between contract payments. The loan could be paid off early at any time with no prepayment penalties.
How we helped: $75,000 bridge financing to cover payroll and materials while waiting for receivables, ensuring operations stayed uninterrupted.
How we helped: $60,000 line of credit that allowed the contractor to bulk-purchase materials before supplier price increases.
How we helped: $45,000 short-term funding to replace critical tools and equipment quickly, keeping the job schedule on track and crews fully operational.
We help established small and medium-sized businesses across all 50 states access working capital, equipment financing, lines of credit, and SBA options through reputable, licensed U.S. lenders. As a direct commercial financing firm, we provide transparent financing support from application to funding — no personal loans, no affiliates, no marketplace middlemen.