Get same-day approvals and flexible financing built for HVAC contractors. Cover equipment, service trucks, payroll, and materials upfront — without waiting on slow customer payments or retainage.
No hard credit check. Approvals in as little as 24 hours.
We help established small and medium-sized businesses across all 50 states access working capital, equipment financing, lines of credit, and SBA options through reputable, licensed U.S. lenders. As a direct commercial financing firm, we provide transparent financing support from application to funding — no personal loans, no affiliates, no marketplace middlemen.
Seasonal demand, large equipment costs, and delayed payments can pressure cash flow. CapEx Resources provides flexible financing so HVAC contractors can stay responsive, competitive, and ready for every job.
Cover slow-paying commercial or municipal HVAC projects without disrupting operations.
Purchase HVAC units, condensers, furnaces, ductwork, tools, and parts before payments arrive.
Keep technicians and crews paid during peak seasons and long project timelines.
Take on larger commercial installs and multi-site projects with confidence.
Replace failed equipment or service vehicles fast to avoid downtime.
Our business loan application takes only a few minutes and requires minimal paperwork. Here’s how to get started with CapEx Resources.
Tell us about your business, upcoming projects, and what you need funds for—materials, payroll, or bridge financing.
We review your revenue and contracts to match you with the right solution—working capital, equipment financing, or a line of credit.
Receive funds in as little as 24 hours and keep your crews, materials, and milestones on schedule.
Short-term financing to bridge receivables, seasonality, and cash-flow gaps with fast approvals and flexible repayment.
Finance HVAC equipment such as rooftop units, chillers, furnaces, air handlers, service trucks, and diagnostic tools with flexible terms.
Draw funds as needed for materials, payroll, or urgent repairs and reuse the line as jobs close.
We work with licensed HVAC contractors nationwide.
Approvals are based on cash flow and recent revenue — not just your credit score.
HVAC Equipment: Units, furnaces, condensers, air handlers, chillers
Service Trucks & Vans: New or replacement vehicles
Tools & Diagnostics: Recovery machines, gauges, leak detectors
Materials: Ductwork, piping, fittings, controls
Payroll & Expansion: Hire techs, expand service areas, grow contracts
No hard credit check. Approvals in as little as 24 hours.
Have questions about financing your HVAC contracting business? Here are clear answers about approval times, credit checks, and flexible funding options designed for contractors.
According to the U.S. Small Business Administration, maintaining healthy cash flow is essential for businesses that rely on short-term financing to cover materials, payroll, and new projects.
At CapEx Resources, we make that process simple—helping contractors access the capital they need to keep projects moving.
Approvals are often same-day, with funding available in as little as 24 hours depending on your documents and business profile.
Yes. We finance new and used HVAC equipment and service vehicles.
Our prequalification process doesn’t affect your credit score. If a credit check is needed, we’ll always notify you first.
Yes. We fund HVAC contractors in all 50 states.
