Get same-day approvals and flexible restaurant financing built for owners and operators. Cover payroll, inventory, equipment, and operating costs — without waiting on slow sales cycles or seasonal cash flow.
No hard credit check. Approvals in as little as 24 hours.
We help established small and medium-sized businesses across all 50 states access working capital, equipment financing, lines of credit, and SBA options through reputable, licensed U.S. lenders. As a direct commercial financing firm, we provide transparent financing support from application to funding — no personal loans, no affiliates, no marketplace middlemen.
Restaurants operate on tight margins, upfront costs, and constant demand for working capital. CapEx Resources provides fast, flexible funding so restaurant owners can stay staffed, stocked, and operational — even during slow periods.
Keep kitchen and front-of-house staff paid during slow weeks or seasonal dips.
Purchase food, beverages, and supplies without disrupting cash flow.
Replace or add essential kitchen equipment without large upfront costs.
Bridge cash flow gaps during off-peak months or unexpected downturns.
Fund growth, renovations, or additional locations with confidence.
Our business loan application takes only a few minutes and requires minimal paperwork. Here’s how to get started with CapEx Resources.
Tell us about your business, upcoming projects, and what you need funds for—materials, payroll, or bridge financing.
We review your revenue and contracts to match you with the right solution—working capital, equipment financing, or a line of credit.
Receive funds in as little as 24 hours and keep your crews, materials, and milestones on schedule.
Short-term financing to cover payroll, inventory, rent, and day-to-day operating expenses with fast approvals.
Finance restaurant equipment such as ovens, ranges, refrigerators, freezers, fryers, POS systems, and kitchen upgrades.
Access flexible capital as needed for inventory restocks, repairs, or unexpected expenses — repay and reuse as sales come in.
We work with restaurant owners nationwide.
Approvals are based on cash flow and recent revenue — not just your credit score.
Payroll & Staffing: Kitchen, servers, managers, and seasonal staff
Food & Beverage Inventory: Bulk purchasing and supplier payments
Kitchen Equipment: Ovens, refrigeration, prep equipment, POS systems
Rent & Operating Costs: Utilities, insurance, marketing
Renovations & Growth: Remodels, new concepts, or second locations
Independent Restaurants
Single-location owner-operated restaurants.
Multi-Location Operators
Groups managing multiple restaurant locations.
Cafés & Coffee Shops
Quick-service and specialty beverage concepts.
Bars & Nightlife Venues
Restaurants with alcohol service and late hours.
Food Trucks & Mobile Kitchens
Mobile food businesses and pop-up concepts.
Fast Casual & QSR
High-volume, fast-service restaurant models.
No hard credit check. Approvals in as little as 24 hours.
Have questions about financing your restaurant business? Here are clear answers about approval times, credit checks, and flexible funding options.
According to the U.S. Small Business Administration, maintaining healthy cash flow is essential for businesses that rely on short-term financing to cover materials, payroll, and new projects.
At CapEx Resources, we make that process simple—helping business owners access the capital they need to keep projects moving.
Payroll, inventory, equipment, rent, renovations, and working capital.
Yes. We finance both new and used restaurant equipment.
Our prequalification process doesn’t affect your credit score. If a credit check is needed, we’ll always notify you first.
Yes. We fund in all 50 states.
Yes. We work with restaurants that experience seasonal or fluctuating revenue.
