Business Financing for Minority Business Enterprises (MBE)

Fast, flexible funding built for Minority Business Enterprises across the United States. Get the capital you need to grow, scale, and take on larger opportunities.

CapEx Resources LLC — U.S. Commercial Financing Firm

We help established small and medium-sized businesses across all 50 states access working capital, equipment financing, lines of credit, and SBA options through reputable, licensed U.S. lenders. As a direct commercial financing firm, we provide transparent financing support from application to funding — no personal loans, no affiliates, no marketplace middlemen.

See What You Qualify For

  • Business Must Be Located in the United States
  • We Fund All 50 States
  • Minimum Time in Business: 1 Year
  • Must Have an Established Business with an EIN Number
  • Must Be Generating $15,000 or More in Monthly Sales Volume
  • Nonprofit Organizations are Not Eligible for Funding.

No hard credit check. Approvals in as little as 24 hours.

Why MBE Certification Matters

MBE certification strengthens credibility, expands contracting opportunities, and helps minority-owned businesses access programs designed to support long-term growth.

  • Access to corporate and government supplier diversity programs

  • Increased visibility for contract opportunities

  • Preferred consideration in competitive bidding

  • Recognition as a certified minority-owned business

Funding Options for Minority-Owned Businesses

Working Capital

Manage cash flow, payroll, inventory, and day-to-day operations.

Equipment Financing

Purchase equipment, vehicles, or tools to expand capacity.

Business Line of Credit

Flexible funds you can draw anytime.

SBA Loans

Longer terms and competitive rates for eligible borrowers.

How CapEx Supports MBE Companies

  • Fast decisions and same-day funding

  • Transparent, straightforward terms

  • Flexible short-term and long-term financing

  • U.S.-based support team

  • Experience across hundreds of industries

Industries We Commonly Fund

Construction & Contracting

Funding for equipment, materials, and project working capital.

Retail & E-Commerce

Capital for inventory, marketing, and online expansion.

Transportation & Logistics

Financing for vehicles, repairs, and fleet upgrades.

Professional Services

Support for consulting, accounting, marketing, and service-based operations.

Healthcare & Wellness

Financing for clinics, home-care services, salons, and wellness centers.

Restaurants & Food Service

Working capital for growth, equipment, and seasonal needs.

How to Apply

Our business loan application takes only a few minutes and requires minimal paperwork. Here’s how to get started with CapEx Resources.

Apply (5–10 minutes)

Submit a quick application with your business details and funding amount. There’s no obligation and no hard credit pull.

Get Approved (Same Day)

Our team reviews your information and matches the best loan program for your needs—often within 24 hours.

Receive Funding

Once approved, funds are deposited directly into your business account so you can focus on growth, not paperwork.

See What You Qualify For

  • Business Must Be Located in the United States
  • We Fund All 50 States
  • Minimum Time in Business: 1 Year
  • Must Have an Established Business with an EIN Number
  • Must Be Generating $15,000 or More in Monthly Sales Volume
  • Nonprofit Organizations are Not Eligible for Funding.

No hard credit check. Approvals in as little as 24 hours.

Frequently Asked Questions (FAQ)

Do I need to be MBE-certified to apply?

No, we fund certified and non-certified minority-owned businesses.

Most approvals are issued within hours; funding often arrives within 24–48 hours.

Credit is considered, but revenue and cash flow have more weight.

We fund nearly all industries, including contracting, retail, healthcare, services, and more.

We currently require at least 1 year in business.