Equipment Financing for Concrete Contractors: How to Upgrade Without Cash Flow Gaps

Concrete contractor with financed equipment with capex resources equipment financing upgrading operations on job site

Table of Contents

Concrete Work Requires Equipment — But It Doesn’t Have to Drain Cash Flow

Concrete contractors rely on a ton of gear: from skid steers and trailers to mixers, screeds, and finishing tools.

But what happens when:

  • A key machine breaks mid-project?

  • You land a bigger contract that demands more capacity?

  • Your vendor offers a great deal, but you’re tight on cash?

That’s where equipment financing comes in.

Common Equipment Financed by Concrete Pros

  • Boom or line pumps

  • Mixers and volumetric trucks

  • Trailers (dump, tilt, gooseneck)

  • Laser screeds and finishing tools

  • Power trowels, saws, and skid steers

  • Generators and jobsite lighting

Why Contractors Use Financing Instead of Paying Cash

  1. Preserve Cash Flow
    Keep working capital available for payroll, materials, and insurance.
  2. Deduct Costs with Section 179
    Finance the equipment and deduct 100% in the same tax year.
  3. Upgrade Capacity Without Delay
    Take on larger jobs or tighter deadlines without having to wait.
  4. Build Business Credit
    Regular, on-time payments build credit tied to your business (not just personal).

Real-World Example:

An Arizona flatwork contractor secured $68,000 to finance a boom pump and trailer — with no cash down. The new gear helped them land two new commercial jobs within 30 days.

CapEx Resources Makes Equipment Financing Fast and Contractor-Friendly

We help concrete professionals secure funding that fits the job — not just the lender’s checklist.

  • Approvals in hours, not weeks

  • No hard credit check to apply

  • Multiple lenders — one application

  • Same-day funding possible

Whether you’re buying new or used, from a dealer or auction, we can help you secure flexible terms.

Need new gear to win bigger jobs — without draining your cash?
Apply now to get equipment financing options designed for concrete contractors.