Frequently Asked Questions (FAQ)

At CapEx Resources, we work with business owners across many industries to provide flexible funding solutions. Below you’ll find answers to the most common questions about our financing options, eligibility requirements, timelines, and application process.

If you don’t see your question answered here, our team is happy to help.

What types of financing do you offer?

We offer a range of business funding solutions, including working capital, equipment financing, lines of credit, and SBA-related options. Availability depends on your business profile and eligibility.

Our financing solutions are available to established U.S.-based businesses. We work with many types of companies, including contractors, service businesses, and growing small to mid-sized enterprises.

In general, businesses must be located in the United States, have an established legal entity with an EIN, be operating for at least one year, and generate consistent monthly revenue. Specific requirements vary by funding option.

Most programs require a minimum of approximately $15,000 in monthly revenue, though some options may vary depending on overall business strength.

No. Credit is one of several factors considered. Many financing options focus more on business performance and cash flow rather than only personal credit scores.

You can apply by completing our online application. Once submitted, a funding specialist will review your information and contact you to discuss potential options.

The initial application typically takes less than 2 minutes to complete.

No. Submitting an application does not require a hard credit check. If you decide to move forward with a specific funding option, additional verification may be required.

Basic information includes your contact details, business name, time in business, and monthly revenue. Additional documentation may be requested later depending on the funding option.

Approval timelines vary, but many businesses receive decisions within 24 hours after completing the review process.

In some cases, funding can be available as soon as the same or next business day after approval and completion of required steps.

No. There is no cost to submit an application or speak with a funding specialist.

No. Reviewing funding options does not obligate you to move forward. You decide whether an offer makes sense for your business.

Still Have Questions?

If you’d like to speak with a funding specialist or need help determining whether financing is right for your business, submit an application by clicking the green button. We’re here to help you make an informed decision.