Calculate Your Payment
CapEx Resources LLC — U.S. Commercial Financing Firm
We help established small and medium-sized businesses across all 50 states access working capital, equipment financing, lines of credit, and SBA options through reputable, licensed U.S. lenders. As a direct commercial financing firm, we provide transparent financing support from application to funding — no personal loans, no affiliates, no marketplace middlemen.
Frequently Asked Questions (FAQ)
What documents do I need for equipment financing?
Most programs require a completed application, your last six months of business bank statements, and an equipment quote or invoice. In some cases, additional financials may be requested for larger amounts.
Can I finance used equipment?
Yes. CapEx offers programs for both new and used equipment, depending on the age and condition of the asset.
How fast can I get approved?
No. CapEx works with a range of credit profiles. Businesses with lower credit may qualify through alternative or secured programs.
Do I need perfect credit to qualify?
Typically, the last three months of business bank statements and basic company information.
Are there penalties for paying off early?
Many of our programs offer early payoff options with interest savings. Terms vary, so your CapEx specialist can review details with you before funding.
Can startups qualify for equipment financing?
Yes, startup programs are available if you can show industry experience or provide a down payment or collateral.
Is the interest tax-deductible?
In many cases, yes. You may also qualify for Section 179 deductions on qualifying purchases—always confirm specifics with your CPA.
How does equipment leasing differ from an equipment loan?
Leasing lets you use the equipment for a set period with lower upfront costs and an option to buy or upgrade. Loans give you ownership from day one with fixed monthly payments.


