CapEx Resources offers business loans for small businesses that need fast, flexible funding to manage expenses, expand operations, or take on new opportunities.
No hard credit check. Approvals in as little as 24 hours.
We help established small and medium-sized businesses across all 50 states access working capital, equipment financing, lines of credit, and SBA options through reputable, licensed U.S. lenders. As a direct commercial financing firm, we provide transparent financing support from application to funding — no personal loans, no affiliates, no marketplace middlemen.
Both business loans and lines of credit provide access to capital, but they work differently depending on your funding goals. Understanding these differences helps you choose the most efficient option for your business.
Structure: You borrow a fixed amount of money upfront and repay it over a set term with fixed installments.
Best for: One-time expenses like equipment, renovations, or business expansion.
Benefits: Predictable payments, clear payoff schedule, and easy budgeting.
Structure: A revolving credit limit you can draw from anytime, paying interest only on what you use.
Best for: Ongoing expenses, seasonal needs, or working capital gaps.
Benefits: Flexible access to funds and the ability to reuse your limit as you repay.
Compare our Business Line of Credit options to find the right fit for your cash flow needs.
For more guidance on choosing the right type of funding, see the U.S. Small Business Administration’s guide to small business loans.
From contractors and retailers to professional services, CapEx Resources provides funding solutions that help small businesses grow, manage cash flow, and seize new opportunities.
Cover payroll, purchase materials, or fund new projects before client payments arrive.
Stock inventory, refresh store design, or bridge cash-flow gaps during slow seasons.
Invest in equipment, marketing, or new office space to expand your practice.
Manage fuel costs, fleet maintenance, or unexpected repairs without halting operations.
Finance marketing campaigns, software upgrades, or hiring to meet client demand.
Renovate facilities, purchase supplies, or handle seasonal fluctuations in revenue.
Looking for other financing options? Explore our Equipment Financing programs or Business Line of Credit options.
Our business loan application takes only a few minutes and requires minimal paperwork. Here’s how to get started with CapEx Resources.
Submit a quick application with your business details and funding amount. There’s no obligation and no hard credit pull.
Our team reviews your information and matches the best loan program for your needs—often within 24 hours.
Once approved, funds are deposited directly into your business account so you can focus on growth, not paperwork.
*Most approvals require three months of bank statements. Have questions about qualifications or documents? View our Business Loan FAQs.
Every business has different cash-flow needs. CapEx offers a variety of business-loan programs with terms that balance flexibility, affordability, and speed of approval.
Actual terms depend on credit profile, business performance, and loan program. Approvals subject to underwriting.
Fixed payment structures make it easy to budget and plan ahead while keeping cash available for growth. Our team guides you through each step to find a program that fits your business goals and timeline.
Fast decisions, flexible programs, and a team that understands small business challenges — that’s what sets CapEx apart from traditional lenders.
Most applications are reviewed within 24 hours — no endless paperwork or long bank delays.
Fixed payments make it easy to plan your budget with no surprise fees or hidden conditions.
From startups to established companies, we work with a variety of credit situations to find the right solution.
You’ll have a dedicated CapEx representative guiding you through every step — from application to funding.
Want to learn more about how we help contractors and small businesses? See our industry-specific financing programs.
Responsible repayment of your CapEx business loan can strengthen your business credit profile—making it easier to qualify for larger funding and better terms in the future.
Investing in your growth today can open doors to even greater opportunities tomorrow.
No hard credit check. Approvals in as little as 24 hours.
Most applications are reviewed within 24 hours. Once approved, funds are usually available within 1–3 business days, depending on your bank and loan program.
No. Submitting an application with CapEx Resources uses a soft credit pull and will not affect your credit score.
Usually just a valid ID, three to six months of bank statements, and basic business information. Some programs may require additional documents depending on loan amount and credit profile.
Business loans can be used for payroll, equipment, inventory, marketing, or working capital — any expense that helps your business grow or stay stable.
Yes. CapEx Resources offers early payoff options with no prepayment penalties in most programs.
