Auto Body Shop Financing - Fast Capital for Shop Operations

Get same-day approvals and flexible auto body shop financing built for business owners. Fund collision repair shop operations or repair company-owned vehicles after accidents or breakdowns — not for personal vehicle repairs.

See What You Qualify For

  • Business Must Be Located in the United States
  • We Fund All 50 States
  • Minimum Time in Business: 1 Year
  • Must Have an Established Business with an EIN Number
  • Must Be Generating $15,000 or More in Monthly Sales Volume
  • Nonprofit Organizations are Not Eligible for Funding.

No hard credit check. Approvals in as little as 24 hours.

Calculate Your Payment

Loan Amount
$100,000
$10K $1M
Term Length
12 months
6 months 48 months
Credit Tier
Estimated Monthly Payment
$0 /mo
Estimated Weekly Payment: $0/week
Loan Amount
$100,000
Term
12 months
Approximate Weeks
52 weeks
* This is an estimate only. Final rates and terms subject to credit approval.

CapEx Resources LLC — U.S. Commercial Financing Firm

We help established small and medium-sized businesses across all 50 states access working capital, equipment financing, lines of credit, and SBA options through reputable, licensed U.S. lenders. As a direct commercial financing firm, we provide transparent financing support from application to funding — no personal loans, no affiliates, no marketplace middlemen.

Financing Solutions for Auto Body & Collision Repair Shops

Collision repair shops face upfront labor costs, equipment expenses, and delayed insurance payments. CapEx Resources provides fast, flexible financing to keep bays full and operations running smoothly.

Bridge Insurance Payment Delays

Cover payroll and expenses while waiting on insurance reimbursements.

Upgrade Shop Equipment

Finance frame machines, paint booths, lifts, welders, and diagnostic tools.

Make Payroll Every Week

Keep technicians and staff paid during high-volume repair cycles.

Expand or Renovate Your Shop

Add bays, upgrade facilities, or expand capacity.

Handle Emergency Repairs

Cover unexpected equipment breakdowns or urgent shop needs.

How to Apply

Our business loan application takes only a few minutes and requires minimal paperwork. Here’s how to get started with CapEx Resources.

Apply (5–10 minutes)

Tell us about your business, upcoming projects, and what you need funds for—materials, payroll, or bridge financing.

Get Approved (Same Day)

We review your revenue and contracts to match you with the right solution—working capital, equipment financing, or a line of credit.

Fund (As Soon As 24 Hours)

Receive funds in as little as 24 hours and keep your crews, materials, and milestones on schedule.

Financing for Repairing Company-Owned Vehicles

If your business relies on trucks, vans, or fleet vehicles, accidents and breakdowns can halt operations. We provide financing to help businesses repair commercial vehicles and get back on the road quickly.

Use Cases:

  • Contractors repairing work trucks or vans

  • Service businesses fixing company vehicles after collisions

  • Fleets needing urgent repairs to resume operations

  • Owner-operators with business-registered units

Funding Options Available

Cover payroll, parts, materials, insurance gaps, and operating expenses with fast approvals.

Finance shop equipment or commercial vehicle repair tools with flexible terms.

Draw funds as needed for repairs or operations and reuse the line as cash flow recovers.

Who Qualifies & What You’ll Need

We work with business owners nationwide.
Approvals are based on cash flow and recent revenue — not just your credit score.

How Businesses Use This Financing

  • Shop Operations: Payroll, rent, utilities, materials

  • Collision Repairs: Frames, body work, paint, parts

  • Commercial Vehicles: Trucks, vans, fleet units

  • Equipment & Tools: Lifts, frame machines, welders

  • Downtime Recovery: Get vehicles and shops back in service fast

Check Your Options

  • Business Must Be Located in the United States
  • We Fund All 50 States
  • Minimum Time in Business: 1 Year
  • Must Have an Established Business with an EIN Number
  • Must Be Generating $15,000 or More in Monthly Sales Volume
  • Nonprofit Organizations are Not Eligible for Funding.

No hard credit check. Approvals in as little as 24 hours.

Frequently Asked Questions

Have questions about financing your business? Here are clear answers about approval times, credit checks, and flexible funding options.

According to the U.S. Small Business Administration, maintaining healthy cash flow is essential for businesses that rely on short-term financing to cover materials, payroll, and new projects. 

At CapEx Resources,  we make that process simple—helping business owners access the capital they need to keep projects moving.

What documents are required?

A short application and recent bank statements. Additional documents may be requested depending on the use case.

Most applicants receive a decision the same day. Funding can be available in as little as 24–48 hours once documents are reviewed.

No. This financing is for businesses only and applies to auto body shops or company-owned vehicles.

A funding specialist will review your information, discuss available options, and guide you through next steps to secure the right solution.

Yes. Financing can bridge cash flow while waiting on insurance reimbursements.

Our prequalification process doesn’t affect your credit score. If a credit check is needed, we’ll always notify you first.

Yes. We work with businesses across all 50 states.