Banks take weeks. CapEx Resources helps small businesses access fast business loans in days — so you can stay focused on running your company, not waiting for approval.
Receive business loans offers within hours of applying—CapEx Resources delivers same-day funding for qualified applicants so you can keep projects moving without delays.
From working-capital loans to equipment financing, our flexible lending programs—supported by CapEx’s nationwide funding network—are built to match your business’s unique cash-flow needs.
Partner with a dedicated funding specialist who customizes every offer to fit your goals—ensuring a smooth, transparent process from application to approval.
We help established small and medium-sized businesses across all 50 states access working capital, equipment financing, lines of credit, and SBA options through reputable, licensed U.S. lenders. As a direct commercial finance brokerage, we provide transparent financing support from application to funding — no personal loans, no affiliates, no marketplace middlemen.
Pick the path that fits how you operate—then apply in minutes.
Lump-sum capital for inventory, hiring, or new locations. Learn more
Pay for essential equipment over time with terms that match usage. Learn more
Revolving working capital—draw what you need, when you need it. Learn more
Lower rates and longer terms for expansion, acquisitions, or major investments. Learn more
01
Apply Online
Tell us about your business in a few minutes.
02
Choose Terms
Select amount, rate, and repayment frequency.
03
Get Funded
E-sign and receive funds— within 24 hours.
04
Grow & Renew
Build history; unlock more capital at better terms.
EXCELLENT Based on 41 reviews Posted on Sybil AaronTrustindex verifies that the original source of the review is Google. Was very fact with getting us the loan. Great interest rate, as promised and all was smooth and so fast!Posted on Karla LinharesTrustindex verifies that the original source of the review is Google. Adam was extremely helpful and available to answer any questions we had thru the entire process. Very quick to respond to our message in the rare case that we did not reach him directly. I'm glad we made the jump from PEAC to his team at CapEx.Posted on Thomas CoteTrustindex verifies that the original source of the review is Google. Worked with Tad - Helped me every step of the way. Highly recommend!Posted on gilbert garciaTrustindex verifies that the original source of the review is Google. Ryan was very helpful in our search for needed equipment, we discussed what I needed and he webe to work finding the equipment we needed, communicating with the seller and negotiating the whole purchase from seller to lender back to us. This help made our decision to close with CapEx easy, they did the work so we could continue on with ours. Thanks RyanPosted on James TTrustindex verifies that the original source of the review is Google. Find Ryan, speak to Ryan, he's the man. He will relentlessly search for your funding needs. New business he's got you. In my case, in business a decade I just never financed anything. Very difficult to get what you need on decent terms. Ryan made it happen. I have a list 50+ text between the 2 of us and several phone calls. He will get you the capitol you need. More so after funding, he's still there, making sure it's proceeded correctly. My new go to when I need funding.Posted on Stephen HenriquesTrustindex verifies that the original source of the review is Google. Wonderful group of people. I really did my research to find a hometown feel type of customer service experience and ...... I found it. When it comes to my personal information and my finances I am really guarded and make sure I know what I am signing up for. CapEx (Ryan) has been amazing to work and speak with as I figured out what I could do and was able to do to help fund my company.Posted on Debra WisemanTrustindex verifies that the original source of the review is Google. They were very professional, listened to my needs, and came up with a custom solution that was just right. Quickly received funds and a simple process. Jake is the man to help you!!Posted on Jonathan MarrTrustindex verifies that the original source of the review is Google. I have purchased multiple assets in the last few years and I have been using Capex. Jake is great to deal with and he is always responsive and I have never had any problems with financing through them. They offer very competitive rates and I plan to use them again in the future.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
4.8
36 Reviews

Smooth and very fast transaction
Ryan was very helpful in our search for needed equipment, we discussed what I needed and he webe to work finding the equipment we needed, communicating with the seller and negotiating the whole purchase from seller to lender back to us. This help made our decision to close with CapEx easy, they did the work so we could continue on with ours. Thanks Ryan
It was a pleasure dealing with Ryan. He stayed in contact with me until I got what I needed. Thank him!
Understanding how business loans and cash flow management work can make all the difference for small business owners. According to the U.S. Small Business Administration (SBA), maintaining reliable access to working capital is essential for managing day-to-day expenses and seizing new growth opportunities.
At CapEx Resources, we simplify that process—helping business owners access flexible financing solutions, from business lines of credit to equipment loans and short-term working capital, all designed to keep operations running smoothly.
Most CapEx Resources applicants receive approval within 24 hours once all required information is submitted.
No. Checking what you qualify for does not impact your credit score. We use a soft credit inquiry to review your eligibility.
We work with established U.S. businesses across most industries, including contractors, retailers, and service providers.
Typically, the last three months of business bank statements and basic company information.
Depending on revenue, credit, and time in business, approvals generally range from $10,000 to $300,000.