Fast Business Loans for Small Businesses

Banks take weeks. CapEx Resources helps small businesses access fast business loans in days — so you can stay focused on running your company, not waiting for approval.

  • Business Must Be Located in the United States
  • We Fund All 50 States
  • Minimum Time in Business: 1 Year
  • Must Have an Established Business with an EIN Number
  • Must Be Generating $15,000 or More in Monthly Sales Volume
  • Nonprofit Organizations are Not Eligible for Funding.
  • Equipment financing starting at 4.2% fixed
 
  • Working capital & lines of credit from 1%/mo

Lightning-Fast Approvals

Receive business loans offers within hours of applying—CapEx Resources delivers same-day funding for qualified applicants so you can keep projects moving without delays.

Flexible Programs

From working-capital loans to equipment financing, our flexible lending programs—supported by CapEx’s nationwide funding network—are built to match your business’s unique cash-flow needs.

Dedicated Support

Partner with a dedicated funding specialist who customizes every offer to fit your goals—ensuring a smooth, transparent process from application to approval.

CapEx Resources LLC — U.S. Commercial Finance Brokerage

We help established small and medium-sized businesses across all 50 states access working capital, equipment financing, lines of credit, and SBA options through reputable, licensed U.S. lenders. As a direct commercial finance brokerage, we provide transparent financing support from application to funding — no personal loans, no affiliates, no marketplace middlemen.

What We Offer

Pick the path that fits how you operate—then apply in minutes.

Lump-sum capital for inventory, hiring, or new locations. Learn more

Pay for essential equipment over time with terms that match usage. Learn more

Revolving working capital—draw what you need, when you need it. Learn more

Lower rates and longer terms for expansion, acquisitions, or major investments. Learn more

Our process

01

Apply Online

Tell us about your business in a few minutes.

02

Choose Terms

Select amount, rate, and repayment frequency.

03

Get Funded

E-sign and receive funds— within 24 hours.

04

Grow & Renew

Build history; unlock more capital at better terms.

4.25%

Low rates on secured financing

2 hours

Average approval time

84 Months

Average term, no minimum credit score

20 Years

Average term for SBA Loans

86%

of customers work with us more than once.

77%

of customers have worked with us 3 or more times

Calculate Your Payment

Loan Amount
$100,000
$10K $1M
Term Length
12 months
6 months 48 months
Credit Tier
Estimated Monthly Payment
$0 /mo
Estimated Weekly Payment: $0/week
Loan Amount
$100,000
Term
12 months
Approximate Weeks
52 weeks
* This is an estimate only. Final rates and terms subject to credit approval.
  • Business Must Be Located in the United States
  • We Fund All 50 States
  • Minimum Time in Business: 1 Year
  • Must Have an Established Business with an EIN Number
  • Must Be Generating $15,000 or More in Monthly Sales Volume
  • Nonprofit Organizations are Not Eligible for Funding.

CapEx Resources

4.8 36 Reviews

Sybil Aaron 2026-01-13

Smooth and very fast transaction

Smooth and very fast transaction

gwael
garcia welding & excavation ll 2025-12-23

High five to Ryan and CapEx

Ryan was very helpful in our search for needed equipment, we discussed what I needed and he webe to work finding the equipment we needed, communicating with the seller and negotiating the whole purchase from seller to lender back to us. This help made our decision to close with CapEx easy, they did the work so we could continue on with ours. Thanks Ryan

MLJ
Mack Lakes Jr 2025-12-04

It was a pleasure dealing with Ryan

It was a pleasure dealing with Ryan. He stayed in contact with me until I got what I needed. Thank him!

CapEx Resources lending partners have been featured in:

FAQ for Business Financing

Understanding how business loans and cash flow management work can make all the difference for small business owners. According to the U.S. Small Business Administration (SBA), maintaining reliable access to working capital is essential for managing day-to-day expenses and seizing new growth opportunities.

At CapEx Resourceswe simplify that process—helping business owners access flexible financing solutions, from business lines of credit to equipment loans and short-term working capital, all designed to keep operations running smoothly.

How fast can I get approved?

Most CapEx Resources applicants receive approval within 24 hours once all required information is submitted.

No. Checking what you qualify for does not impact your credit score. We use a soft credit inquiry to review your eligibility.

We work with established U.S. businesses across most industries, including contractors, retailers, and service providers.

Typically, the last three months of business bank statements and basic company information.

Depending on revenue, credit, and time in business, approvals generally range from $10,000 to $300,000.